Can I Make A Claim For Future Medical Expenses?
Under Arkansas law, an injured person can recover “[t]he reasonable expense of any necessary medical care, treatment and services received . . . and the present value of such expense reasonably certain to be required in the future.” AMI 2204. This means if an injured person has received $100 in medical treatment, then they can Read More
Check Your Insurance Policy To See If You Have Medpay Coverage.
When I’m speaking with someone about a car wreck they’ve been injured in, one of my first questions is “do you have medpay coverage.” The usual response is something like “you don’t understand, I wasn’t at fault for the wreck so shouldn’t we be going after the at-fault driver’s insurance?” When handling an auto crash case, Read More
What Is Gap Insurance?
I often receive phone calls about liability insurance carriers not wanting to pay for all of the debt associated with a motor vehicle that has been totaled. According to Arkansas’s jury instructions, the liability insurance carrier must only pay the difference in fair market value immediately before and immediately after the wreck. See AMI 2210. Fair Read More
What Is A Contingency Fee?
A contingency fee is a fee charged by an attorney to a client contingent upon the outcome of the matter. Contingent fees in personal injury and wrongful death cases are allowed in Arkansas if the agreement is in writing and states the method for computing the fee, including the percentage of the fee and how Read More
McMath Woods Encourages All Arkansas Drivers to Have Personal Injury Protection Benefits
Arkansas Code Annotated 23-89-202 requires all automobile liability insurance policies in Arkansas to have $5,000 in medical payments benefits, commonly referred to as medpay, up to $7,280 in income disability benefits, and $5,000 in accidental death benefits. When these benefits are combined on an insurance policy, they are commonly referred to as personal injury protection or PIP. Read More